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​​​​​6 Best Credit Monitoring Services of 2024  

​According to a recent report from Money.com, credit monitoring services can be a valuable tool for individuals looking to improve their credit score or protect themselves from identity theft. These services offer timely alerts, credit reports, and scores, as well as notifications of any suspicious activity on your credit profile. This can help you take quick action to address any issues and safeguard your credit.

After conducting thorough research, we have compiled a list of the best credit monitoring services available. These include Aura, Experian, PrivacyGuard, Experian IdentityWorks, IdentityForce, and IDShield. Each of these services offers unique features and tools to help you monitor and protect your credit.

Aura, our top pick, offers three-bureau credit monitoring for as low as $12 per month for individuals. Along with real-time alerts, they also provide monthly credit score updates and annual credit reports from all three major credit bureaus. Additionally, Aura offers cybersecurity and device protection features, as well as ID theft insurance with varying coverage amounts depending on the plan.

Experian, our pick for the best free credit monitoring service, offers a free plan that includes monthly credit reports and scores from Experian. They also offer a credit score simulator and educational resources to help you understand and improve your credit.

PrivacyGuard is our top choice for credit reports and scores from all three bureaus. They offer three-bureau credit monitoring, as well as credit reports and scores from all three bureaus on a monthly basis. They also provide identity theft insurance and a credit hotline for assistance with any credit-related issues.

Experian IdentityWorks is our pick for families, offering three-bureau credit monitoring and identity theft protection for up to two adults and up to 10 children. They also offer a credit score tracker and a score simulator to help you understand and improve your credit.

IdentityForce is our runner-up for families, offering three-bureau credit monitoring and identity theft protection for up to two adults and up to 10 children. They also offer a credit score tracker and a score simulator, as well as a mobile app for easy access to your credit information.

IDShield is our top choice for cybersecurity features, offering three-bureau credit monitoring and identity theft protection, as well as cybersecurity features such as anti-virus and dark web monitoring. They also offer a credit score tracker and a score simulator.

Overall, credit monitoring services can be a valuable tool for individuals looking to improve their credit or protect themselves from identity theft. With the right service, you can stay on top of your credit profile and take action to address any issues that may arise. 

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